“Hikaperta Mitra Sejahtera Cooperative (HMS) Faculty of Agriculture, University of Bengkulu, is a cooperative in the form of sharia. This cooperative serves savings and loans with profits shared among its members. Another business is selling groceries at affordable prices. The cooperative’s location is on the first floor of the Postgraduate Building of Faperta UNIB. You can contact a representative cooperative officer at +6285838584659 (Faisal) for timely services.”